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State and Federal Programs for Children with Special Health Care Needs

by Rishi Agrawal, MD

Summary

While state and federal programs for children with special health care needs are vital resources for both families and their medical providers, information about these programs is often difficult to find and understand. There are numerous programs run by different agencies with varied target populations, eligibility requirements, application processes, and services provided. Covered services for eligible families may include therapy, equipment, private duty nursing, care coordination, respite, supplemental income, and other services depending on the program. Some families, particularly with children who have multiple disabilities, may need to choose amongst several programs for which they may be eligible. The purpose of this article is to give a general overview of programs for these children in Illinois, in order to enable the provider to appropriately refer patients to the correct program. Information also will be presented to help providers find similar programs in other states.

Educational objectives

At the conclusion of this activity, participants will be able to:

  • Describe services provided by major state and federal programs for children with special health care needs
  • Recognize the children that may be eligible for the available programs
  • Refer patients to the appropriate programs

CME credit

This is an article from The Child's Doctor, Fall 2007 issue. You may take the quiz for learning purposes, but credits are no longer valid.

Author disclosures

Dr. Agrawal has no industry relationships to disclose and does not refer to products that are still investigational or not labeled for the use in discussion.


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Early Intervention

The Early Intervention (EI) program serves children ages 0–3 years who have or are at risk for developmental delays. While providers frequently think of EI as a payer of physical, occupational, and speech therapies, the program also provides social work, care coordination services, psychological services, audiology and vision services, and transportation reimbursement. One-time medical evaluations for the purpose of diagnosis may be covered, as well as other health services, such as nursing checks or nutritionist visits. An important benefit from EI is coverage for assistive technology devices and services, such as positioning chairs, standers, augmentative communicators, and similar devices that are often very expensive and variably covered by insurance.

Families with any income level should apply for EI, but families with higher income levels pay a co-payment on a sliding scale. Families should apply even if their insurance covers some EI services, since enrollment often allows their children to receive therapy visits beyond insurance maximums or acquire types of equipment not uniformly covered by insurance.

Application process for EI program:

Providers may refer patients to EI or families may apply independently. The program is administered by local Child and Family Connections offices. To find a local office phone number, call 1.800.323.4769.

Families will be screened for eligibility and then assessed to develop a detailed Individual Family Service Plan (IFSP) that determines the service needs for each patient. Family and provider advocacy is often critical in securing needed services though the IFSP process. For more information, visit: http://www.dhs.state.il.us/ei/.

DSCC Core program

Each state has a program for children with special health care needs that is funded by a combination of federal funds from Title V of the Maternal and Child Health Block grant and state funds. In Illinois, this program is administered by the University of Illinois at Chicago (UIC) Division of Specialized Care for Children (DSCC), and serves the entire state with a network of 13 regional offices.

In order to be eligible for the DSCC Core program, children must be under 21 years of age and medically eligible. In order to be considered medically eligible, conditions must be chronic, amenable to treatment, require long-term specialized treatment and conform to the following categories of impairment: orthopedic, nervous system, cardiovascular, hearing, speech, eye, urinary system, certain congenital anomalies (eg, cleft lip/palate), inborn errors of metabolism, cystic fibrosis, or hemophilia.

Regardless of family income, children are eligible for a diagnostic evaluation when there is a suspicion that the child may have a DSCC Core program eligible condition. All families who meet medical eligibility criteria are assigned a care coordinator who can help the family find information and services and communicate with providers and payers.

If families meet certain financial criteria – income below 285% of the Federal Poverty Level – they are eligible for additional assistance. Financially eligible children may receive coverage for equipment (eg, hearing aids, wheelchairs), therapies, and medical/surgical services that are related to the eligible condition and not covered by the family's insurance.

Primary care providers are encouraged to refer to DSCC children with potentially eligible medical conditions, so families can take advantage of care coordination services. Another important reason to refer children to DSCC is that the program can reimburse for certain CPT codes that are not typically covered by insurance, if the family is financially eligible and the provider is a DSCC enrolled medical home provider. Providers can receive reimbursement for telephone calls (CPT codes 99371-99373), care plan oversight (CPT codes 99339-99340), prolonged services that do not require direct patient contact (CPT codes 99358-99359), and team conference codes (CPT codes 99361-99362), as well as some other office-based services. Use of this reimbursement can help overcome some of the time and financial barriers to providing effective medical homes for eligible children. To become enrolled as a DSCC medical home provider, call 800.322.3722.

Application process for DSCC Core:

Families need to submit an application to their regional DSCC office. To locate a regional office or get general information, call 800.322.3722 or visit the DSCC Web site: http://www.uic.edu/hsc/dscc . The Web site also has application forms, resources, and information for providers who wish to enroll as a DSCC provider.

Supplemental Security Income (SSI)

The federal Social Security program provides monthly cash benefits for children who meet disability and financial criteria. Families can get up to $623 (annually increased) per month that is to be used for the cost of food, shelter, and clothing for the child.

In order to prove disability, a child must have a medical impairment that results in severe functional limitations compared to typical similarly aged children. This impairment must have lasted or is likely to last for 12 months or result in death within that timeframe. A list of eligible conditions and criteria can be found at http://www.ssa.gov/disability/professionals/bluebook/ChildhoodListings.htm .

The process to determine disability can take several months. However, children with certain conditions are presumed eligible and Social Security will pay benefits during the formal disability determination process. These conditions include children with HIV infection, total blindness, total deafness, cerebral palsy, trisomy 21, muscular dystrophy, severe mental retardation (child age 7 years or older), and extremely low birth weight.

Financially, families must meet income and asset tests of eligibility. The income limit takes into account family size, parents in the home, number of other children, and source of family income. To give a general idea of eligibility, in 2006 a 2-parent family with 1 child with a disability and 1 other child could earn up to $3440 in gross earned income per month in order to be financially eligible. The asset test looks at family assets, excluding standard necessities like a home and 1 car, with the remaining countable family assets required to be less than $3000 for a child living with 2 parents and $2000 for a child living with 1 parent.

Application process for SSI:

To apply for SSI benefits, families must contact their local Social Security office or call 800.772.1213. Families will need to provide detailed financial and medical information and providers will need to fill out necessary forms. Most children are denied benefits on initial application, but are successful on appeal. More detailed information may be found at: http://www.ssa.gov/pubs/10026.html and http://www.hdadvocates.org/ProgramsChildren/NewHelpForParents/SSI/main.htm .

Home nursing services

Home private duty nursing for medically fragile and technology dependent children is expensive and infrequently covered fully by private insurance. Thus, all states have programs that provide children with home nursing care to allow them to be treated at home rather than at a congregate care facility, such as a nursing home or hospital. In Illinois, the DSCC Home Care Waiver and the Healthcare and Family Services Nursing and Personal Care Services (NPCS) programs both fund nursing care with Medicaid funds. However, there are important differences between these programs, namely that NPCS only serves Medicaid-enrolled children while the Home Care Waiver program serves all medically qualifying children regardless of insurance coverage or income.

DSCC Home Care Waiver program

The DSCC Home Care Waiver program is one of several Illinois home and community based services waiver programs, meaning that the state has obtained permission from the federal government to waive the usual eligibility requirements for Medicaid and provide specialized services to certain patient populations. In the case of the Home Care Waiver program, this means that families of any income may be eligible, although they must use whatever insurance benefits are available for the child.

The Home Care Waiver program only serves medically fragile and technology dependent children who require home nursing care to avoid long term hospitalization or nursing home placement. In addition to home nursing services provided though a licensed home health agency, the Home Care Waiver program provides families with a care coordinator, additional hours of nursing for respite care, home modification for accessibility, and medically necessary equipment and supplies. All children also get Medicaid coverage, including secondary Medicaid for insured children, which may assist with out-of-pocket family costs.

The Home Care Waiver program historically serves children with tracheostomies and/or home ventilation. There are, however, children without tracheostomies in the program, particularly children who are dependent on total parenteral nutrition or physiologically unstable. Furthermore, all children with tracheostomies need not be enrolled in the waiver program if their total medical needs are relatively low. The key variable is whether the child is at high risk for hospitalization or nursing home placement without home nursing services, not the exact technologies involved. The family must be willing and able to care for the child at home and the cost of home care cannot exceed that of hospitalization or institutionalization.

NPCS program

For children already enrolled in Medicaid, the NPCS program provides nursing care through the Early and Periodic Screening, Diagnosis, and Treatment program of Medicaid, a federal mandate that requires state Medicaid programs to cover certain medically necessary services for eligible children younger than 21 years of age, even if those services are not covered by the state's adult Medicaid program. Thus, any Medicaid-enrolled child who requires home nursing, including those from families with higher incomes in the Illinois All Kids program, can apply for NPCS. Insured families not enrolled in a Medicaid program cannot apply; they must qualify for the DSCC Home Care Waiver program in order to get Medicaid-funded home nursing.

Enrollees in NPCS generally have a lower level of medical fragility and technology dependence than children in the DSCC Home Care Waiver program. For example, a child dependent on continuous enteral nutrition may be able to obtain services through NPCS, but would be unlikely to receive services in the DSCC Home Care Waiver program. Unlike the Home Care Waiver program, families do not receive care coordinators, respite, or home modification. However, because the NPCS program is not a waiver program, enrolled children may be eligible to receive non-nursing services from another waiver program, such as the Home Services Waiver or the Children's Support Waiver (described below), while also receiving NPCS home nursing services. As children can only be enrolled in 1 waiver program, children in the DSCC Home Care Waiver program cannot receive services from these other waiver programs. Physicians or program case managers can help families to explore the programs and services that best meet their children's needs.

Application process for Home Care Waiver and NPCS programs:

To apply for the DSCC Home Care Waiver program, families need to submit an application to their regional DSCC office. To locate a regional office or get general information, call 800.322.3272 or visit the DSCC Web site: http://www.uic.edu/hsc/dscc.

Currently, physicians need to write a comprehensive letter of medical necessity in a standardized form, although this will change in the near future. The DSCC office will help families compile all necessary application materials, which are then sent to Medicaid for approval, and help the family find a nursing agency.

For the NPCS program, the contact phone number is 217.524.7340. This number is for providers and nursing agencies only. A letter of medical necessity must be faxed to Illinois HFS, Division of Home Care, fax: 217.524.0099, attn. Shari Bangert.

For both programs, a physician letter of medical necessity is a key determinant in whether a child is able to get nursing services and allocation of weekly hours. A detailed, compelling letter that describes both the medical and social reasons why home nursing care is necessary to avoid hospitalization or nursing care placement is necessary. Providers need to request a specific number of hours in their letter, and give information about prognosis and how long the child is likely to need services. In addition to considering physician requests, DSCC and Illinois Health and Family Services are currently piloting an assessment tool to aid in the determination of needed hours based on specific criteria that may be implemented in the near future. Reviewers in both programs tend to favorably view requests for nursing care that allow family members to work, and such information should be included in letters of medical necessity.

It is important to counsel families that eligibility for nursing services in either program does not guarantee full staffing of cases. There is a shortage of home care nurses and thus many cases are not fully staffed. Given the shortage of home care nurses, providers should be especially judicious in referral of patients with lower levels of fragility and technology dependence, since there are other programs that may be able serve these children more effectively.

DRS programs for home care

While the emphasis of the DSCC Home Care Waiver and the NPCS programs is on medically fragile and technology dependent children, there are a number of other state home care programs that are more geared to a specific condition or disability. These programs should be considered for certain patients who may not qualify for DSCC Home Care Waiver or NPCS benefits.

The Illinois Department of Human Services, Division of Rehabilitation Services (DRS) offers 3 home and community based waiver programs that serve both children and adults. The largest waiver program is the Home Services Program, which serves individuals with primarily physical disabilities. There are also specific waiver programs for individuals with brain injury and HIV/AIDS.

These programs can provide enrollees with care coordinators, personal assistant services, homemaker services, home health nursing, assistive equipment, home modification, and respite services. The Brain Injury program also may provide some additional habilitative and vocational services.

In order for a child to be eligible for DRS programs, the child must have a disability that is expected to last at least 12 months and have a mental and physical functioning score of at least 29 on the Determination of Need assessment tool administered at local DRS offices. This score is used to determine a service cost maximum dollar amount that can be applied to the cost of eligible services.

The family must have less than $35,000 in family assets, excluding home, car, retirement funds, and personal property. While children must qualify for the lowest income level of Medicaid (level 1) to be eligible for waiver enrollment, the program does take enrollees with higher income levels as long as they meet the asset test. These enrollees are funded only by state dollars and so are not technically in a "waiver," but to the family there is no distinction programmatically.

Application process for DRS programs:

Families must call 800.843.6154 to find their local Office of Rehabilitative Services to request services. A home services counselor then comes to the home to assess eligibility. For more information visit: http://www.dhs.state.il.us/ors.

Services for children with developmental disabilities

The Illinois Department of Human Services, Division of Developmental Disabilities (DDD) administers a number of services and programs to both children and adults with developmental disabilities. The State of Illinois defines children as developmentally disabled if they are cognitivelyimpaired(IQ<70) or a have a related condition that causes a lifelong disability with substantial activity limitations, such as autism, cerebral palsy, epilepsy, and other similar conditions. Psychiatric illness is excluded.

Unlike DRS programs, DDD programs and services are not entitlements and enrollment is dependent on budgetary availability. Thus, the State maintains a database known as the Prioritization of Urgency of Need for Services (PUNS). This instrument assesses family needs for various services such as respite, therapies, home/vehicle modification, transportation, and financial assistance, and classifies them as Emergency (needed immediately), Critical (needed within 1 year), or Planning (needed in 1–5 years). It is important that pediatricians direct all families of children with developmental disabilities to complete the PUNS form regardless of current need so the State may track their unmet needs and allocate resources appropriately in the future.

For children with developmental disabilities who are most at-risk for out-of-home placement due to high care needs, the State of Illinois has started a Children's Support Waiver as of July 1, 2007. There are no current income or resource restrictions on enrollment, though it is likely that there will be some parent fees in the future. Covered services may include case management, home modification, adaptive equipment and technology. One service provided by this program that is excluded in DRS programs is behavioral modification and treatment, a benefit of particular need to children with autism and related disorders. Enrolled families are able to receive services valued at up to $1246 per month (double the federal SSI benefit).

DDD is currently transitioning children from an existing non-waiver Illinois program known as 72D into the new waiver. In January 2008, the waiver program will begin to take a limited number of new enrollees from the PUNS database. It is anticipated that with the additional federal match dollars that come with creating a new waiver, more children from the PUNS database will be able to get services.

Application process for DDD programs:

Families must complete the PUNS form at a local DDD office, known as Independent Services Coordination (ISC) offices. Staff will direct the family to provide necessary documentation. To find the local agency, call 888.DDPLANS or visit: http://www.dd.illinois.gov. Additional information on the PUNS process and the Children's Support Waiver may be found at http://www.thearcofil.org .

Apart from the PUNS process and Children's Support Waiver, the DDD also funds some limited in-home respite care by local community agencies. Information on these programs is also available at local ISC offices.

Programs in other states

All states have EI and Title V programs for children with special health care needs, although their eligibility and services vary greatly. To find these programs, visit http://www.medicalhomeinfo.org/screening/EHDIstateinfo.htmland click on a state to find contact information for both types of programs. In order to learn about the home and community based waivers available in your state, visit: http://www.pascenter.org/state_based_stats/ .

Conclusion

Families of children who eventually get services frequently report that initially they were discouraged from submitting applications or told their child was unlikely to qualify for services. It is important for families and providers alike to know that they have a right to complete an application and even if denied, most programs have appeal processes in place. A detailed description of rights and appeal processes may be found at: http://www.illinoisprobono.org/index.cfm?fuseaction=home.dsp_Content&contentID=784.

While there are numerous options for children with special health care needs, the diversity and complexity of available programs can be difficult to understand. However, these programs can make an enormous difference to families that often struggle with the home care of these children. Thus, it is important for providers to possess enough knowledge about available programs to refer children appropriately and to advocate for their enrollment.


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Rishi Agrawal, MD
Hospitalist, LaRabida Children?s Hospital, Children's Memorial Hospital; Assistant professor of Pediatrics, Northwestern University's Feinberg School of Medicine
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